If you are thinking about buying a home and planning on a mortgage your first step will be working with a lender to find out what you qualify for. It really is a fairly painless process and will pave the way for a smooth purchase. It is virtually impossible to go shopping without knowing what you have to work with money wise.

In the pre-qualification process, you will find out:

  • Exactly how much home or land you can afford.
  • How much cash you will need for the down payment.
  • The minimum down payment, and advantages of higher down payments.
  • What the lender feels you can afford for a monthly payment.

Call David at 512-636-8801 or Lori at 512-636-5765 and we will give you some ideas on where to get started for a loan approval.